This Privacy Policy in accordance with the Personal Data Protection Act of Singapore sets out how Enova Capital Management Pte. Ltd. and its subsidiaries (“Enova Capital”) collects, uses and protects your personal information which you have provided to Enova Capital.

The term “Enova Capital” or “us” refers to Enova Capital as the owner of this website. The term “you” or “your” refers to the user or viewer of Enova Capital’s website.

1. Why Enova Capital collect your personal information:
(A) Your personal information is collected for the following purposes:

1. For registration of a user account with Enova Capital;
2. To send you invites to Enova Capital’s product launches, promotional materials, advertisements for marketing purposes; for administrative purposes;
3. For assessment and analysis of the market, Enova Capital’s customers and/or potential customers in relation to Enova Capital’s products and services;
4. To monitor, review and improve Enova Capital’s products and services;
5. To be used for internal record keeping;
6. For employment opportunities in the event you have provided information for such purposes; and
7. To alert and recommend products similar to those products you have purchased (if any);

(B) For this purpose we collect personal information which includes but not limited to the following:-

1. Name, job title and company name;
2. Contact information including address, email address and phone number;
3. Details of your visits to Enova Capital’s office/showroom and/or website;
4. Information of your business partners to enable Enova Capital to provide marketing and promotional materials in relation to Enova Capital’s products and Enova Capital services;
5. Demographic information;
6. Gender, age and date of birth; and
7. Such other relevant information to enable Enova Capital to provide you with Enova Capital’s services and products.

2. How Enova Capital collects your personal information
Enova Capital collects this information when you purchase products or services through Enova Capital’s website or products and services launches, when you register your user account or when you telephone or email Enova Capital or correspond with Enova Capital.

By providing your personal information to Enova Capital, you have agreed to give your consent to the processing of your personal information by Enova Capital for the stated lawful purposes when your personal information was collected. Enova Capital shall not process your personal information unless you have given consent to the processing of your personal information. “Processing” means collecting, recording, holding or storing your personal information or carrying out any operation or set of operations on your personal information.

3. Direct Marketing
Enova Capital may use your personal information for marketing purposes, in particular to present you with advertisements, marketing and/or promotional materials informing about our products and services and/or conduct free prize draws and prize competitions and such other information in relation to our products and services which we believe may be of interest to you.

Enova Capital will send you advertisements, marketing and/or promotional materials or information in relation to our products and services, if you have elected to receive such information when you register with Enova Capital.

If at any time you wish to stop receiving these advertisements, marketing and/or promotional materials, you can do so by using the unsubscribe information on every such mailing, by updating your user profile or account data or by contacting Enova Capital (see below for details on how to contact Enova Capital).

4. Sharing of your personal information
Enova Capital do not sell, rent, or lease Enova Capital’s customer information to third parties. Enova Capital may however share and/or disclose your personal information to third parties in the following circumstances:

1. For purposes of providing Enova Capital’s products and services to you;
2. Where Enova Capital is required to do so by law, any stock exchange regulation or any binding judgment, order or requirement of any court or other competent authority;
3. Where you have consented to such disclosure.

Please exercise caution when participating in any blogs, forums and discussion pages including via Enova Capital website so that your personal information is not disclosed to other parties which Enova Capital will not be responsible for.

5. Security
Enova Capital is committed and will use Enova Capital’s best endeavor to ensure that your personal information is kept and stored securely.
On that premise, Enova Capital have adopted the following measures:

• • Using encryption, where appropriate;
• • Using password protection, where appropriate; and
• • Only Enova Capital’s authorised employees are permitted to access your personal information for the purposes stipulated in this Privacy Policy.

6. Links to external content resources
Enova Capital’s website may link or direct you to other websites or external content resources which are not within our control. Whilst we will use our best endeavour to ensure that we link or direct you only to websites that share our privacy and security standards, we are not in the position to guarantee the same and we will not be responsible for the protection and privacy of any personal information which you provide on those websites. You should therefore exercise caution including reviewing the privacy policy of those websites before disclosing any personal information.

7. Web tracking (cookies and web beacons)
Enova Capital use cookies (small text files that store information on your hard drive) for certain functions and operations of our websites.

Cookies help Enova Capital to understand which sections of Enova Capital’s websites are frequently visited. With this information Enova Capital is able to adapt Enova Capital’s products and services and/or website to suit your demands and to provide you with a more customised and personalised user experience. For example, cookies allow Enova Capital to ensure that the information displayed on your next visit will match your user preferences.

You may configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is sent. Each browser is different, so check the “Help” menu of your browser to learn how to change your cookie preferences. For example, on Google Chrome you can disable or delete cookies by selecting “Settings/Privacy and security”.

Please note that Enova Capital’s websites are designed to work with cookies and disabling cookies may affect your usage of Enova Capital’s websites and may prevent you from taking full advantage of Enova Capital’s services at Enova Capital’s websites. Enova Capital do not exchange cookies with any third party websites or external data suppliers, except with third parties working with Enova Capital to provide Enova Capital’s services to you.

Enova Capital’s websites and the communications generated from using and/or registering to Enova Capital’s websites, such as promotional emails, may contain electronic images known as "web beacons". Web beacons generally work in conjunction with cookies, and Enova Capital may use them in the same way Enova Capital uses cookies (see above).

8. Retention of your personal information
All your personal information collected by Enova Capital will be retained with Enova Capital and Enova Capital shall not keep your personal information longer than is necessary for the fulfilment of the lawful purposes to which it was obtained for.

9. Access to your personal information
You may request for a copy of your personal information which you have provided to Enova Capital by submitting your request in writing specifying the personal information you wish to access including any discount or reference numbers where applicable to Enova Capital in which a fee will be charged to you (if necessary) and you will need to provide a copy of the following documents with your written request to enable Enova Capital to verify your identity:

1. NRIC;
2. Driving licence; and/or
3. Electricity bill.

10. Accuracy and correction of your personal information
Enova Capital takes all reasonable steps to ensure that your personal information provided to Enova Capital is accurate and relevant only to the lawful purposes to which it was obtained for and is kept in the manner whereby the accuracy and completeness of your personal information is not affected and your personal information is up-to-date.
If any of your information is incorrect or incomplete, the correction will be done without any charges and you may submit your request in writing specifying the incorrect information and the correct information for us to replace it with. Please include the following in your written request which can be used to identify you such as:

1. Name;
2. NRIC;
3. Mobile number; and
4. Email address

11. Changes
Enova Capital may amend this Privacy Policy from time to time by posting the changes on this page. Please visit Enova Capital’s website from time to time to ensure that you are kept up to date.

12. Choice to your personal information
You may choose to restrict the collection or use of your personal information in the following ways:-

1. Whenever you are asked to fill a form on the website, you may indicate in the remarks column that you do not want your personal information to be used for direct marketing purposes; and/or
2. If you have previously agreed to Enova Capital using your personal information for direct marketing purpose, you can change this at any time by clicking the link in Enova Capital’s Electronic Direct Mail (“EDM”) to unsubscribe the service upon receiving the EDM from Enova Capital.

13. Contact
Enova Capital welcomes your views and feedback about Enova Capital’s Privacy Policy. Please help Enova Capital to ensure that the personal information which you have provided to Enova Capital is accurate and up to date. If you have any queries or comments please contact us here.